/* =============================================
   CreditCheq - Main Stylesheet
   Fonts: Syne (headings) + DM Sans (body)
   Theme: Deep Navy + Golden Amber
============================================= */

:root {
  --navy: #1A1F71;
  --navy-dark: #0D1250;
  --navy-mid: #2D3A9A;
  --amber: #FFB300;
  --amber-light: #FFF8E1;
  --amber-dark: #E65100;
  --white: #FFFFFF;
  --grey-50: #F8FAFC;
  --grey-100: #F1F5F9;
  --grey-200: #E2E8F0;
  --grey-400: #94A3B8;
  --grey-600: #475569;
  --grey-800: #1E293B;
  --green: #00C853;
  --red: #D32F2F;
  --shadow-sm: 0 1px 3px rgba(26, 31, 113, 0.08), 0 1px 2px rgba(26, 31, 113, 0.06);
  --shadow-md: 0 4px 16px rgba(26, 31, 113, 0.10), 0 2px 6px rgba(26, 31, 113, 0.06);
  --shadow-lg: 0 10px 40px rgba(26, 31, 113, 0.15), 0 4px 12px rgba(26, 31, 113, 0.08);
  --shadow-xl: 0 24px 64px rgba(26, 31, 113, 0.20);
  --radius-sm: 8px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;
  --font-display: 'Syne', sans-serif;
  --font-body: 'DM Sans', sans-serif;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--grey-800);
  background: var(--white);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  text-decoration: none;
  color: inherit;
}

ul {
  list-style: none;
}

button {
  cursor: pointer;
  border: none;
  background: none;
  font-family: var(--font-body);
}

/* =============================================
   TYPOGRAPHY
============================================= */
h1,
h2,
h3,
h4,
h5 {
  font-family: var(--font-display);
  line-height: 1.2;
  letter-spacing: -0.02em;
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 16px;
}

.section-label::before {
  content: '';
  display: block;
  width: 24px;
  height: 2px;
  background: var(--amber);
  border-radius: 2px;
}

/* =============================================
   LAYOUT
============================================= */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.section {
  padding: 100px 0;
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 64px;
}

.section-header h2 {
  font-size: clamp(32px, 5vw, 52px);
  color: var(--navy);
  margin-bottom: 16px;
}

.section-header p {
  font-size: 18px;
  color: var(--grey-600);
  line-height: 1.7;
}

/* =============================================
   NAVBAR
============================================= */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 20px 0;
  transition: var(--transition);
}

.navbar.scrolled {
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  padding: 14px 0;
  box-shadow: 0 1px 0 rgba(26, 31, 113, 0.08), var(--shadow-sm);
}

.nav-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  gap: 40px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.logo-text {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -0.03em;
}

.logo-accent {
  color: var(--amber);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-left: auto;
}

.nav-links a {
  font-size: 15px;
  font-weight: 500;
  color: var(--grey-600);
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  transition: var(--transition);
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--navy);
  background: var(--grey-100);
}

.btn-nav {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--navy);
  color: var(--white) !important;
  padding: 10px 20px !important;
  border-radius: 100px !important;
  font-weight: 600 !important;
  font-size: 14px !important;
  transition: var(--transition) !important;
  flex-shrink: 0;
}

.btn-nav:hover {
  background: var(--navy-mid) !important;
  transform: translateY(-1px);
  box-shadow: var(--shadow-md) !important;
  background: var(--navy-mid) !important;
  color: white !important;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  margin-left: auto;
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: var(--transition);
}

/* =============================================
   MOBILE MENU
============================================= */
.mobile-menu {
  position: fixed;
  top: 0;
  right: -100%;
  width: 80%;
  max-width: 320px;
  height: 100vh;
  background: var(--white);
  z-index: 999;
  padding: 80px 32px 32px;
  box-shadow: var(--shadow-xl);
  transition: right 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.mobile-menu.open {
  right: 0;
}

.mobile-menu ul {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.mobile-menu a {
  display: block;
  padding: 14px 16px;
  font-size: 16px;
  font-weight: 500;
  color: var(--grey-800);
  border-radius: var(--radius-sm);
  transition: var(--transition);
}

.mobile-menu a:hover {
  background: var(--grey-100);
  color: var(--navy);
}

.mobile-download {
  background: var(--navy) !important;
  color: white !important;
  text-align: center;
  margin-top: 16px;
  border-radius: 100px !important;
}

.menu-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.5);
  z-index: 998;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s;
}

.menu-overlay.open {
  opacity: 1;
  pointer-events: all;
}

/* =============================================
   HERO SECTION
============================================= */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 50%, var(--navy-mid) 100%);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding: 120px 0 80px;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.hero-glow {
  position: absolute;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 179, 0, 0.15) 0%, transparent 70%);
  right: -100px;
  top: 50%;
  transform: translateY(-50%);
  pointer-events: none;
}

.hero-glow-2 {
  position: absolute;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(79, 107, 255, 0.2) 0%, transparent 70%);
  left: -100px;
  bottom: 0;
  pointer-events: none;
}

.hero-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 179, 0, 0.15);
  border: 1px solid rgba(255, 179, 0, 0.3);
  color: var(--amber);
  padding: 8px 16px;
  border-radius: 100px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.05em;
  margin-bottom: 28px;
  animation: fadeInDown 0.6s ease both;
}

.hero-badge-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--amber);
  animation: pulse 2s infinite;
}

@keyframes pulse {

  0%,
  100% {
    opacity: 1;
    transform: scale(1);
  }

  50% {
    opacity: 0.5;
    transform: scale(1.3);
  }
}

.hero-title {
  font-size: clamp(40px, 6vw, 72px);
  color: var(--white);
  margin-bottom: 24px;
  animation: fadeInDown 0.6s 0.1s ease both;
}

.hero-title .highlight {
  color: var(--amber);
  position: relative;
}

.hero-subtitle {
  font-size: 19px;
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.7;
  margin-bottom: 40px;
  animation: fadeInDown 0.6s 0.2s ease both;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  animation: fadeInDown 0.6s 0.3s ease both;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--amber);
  color: var(--navy-dark);
  padding: 16px 28px;
  border-radius: 100px;
  font-weight: 700;
  font-size: 16px;
  font-family: var(--font-display);
  transition: var(--transition);
  box-shadow: 0 8px 24px rgba(255, 179, 0, 0.35);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(255, 179, 0, 0.45);
  background: #FFC107;
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: var(--white);
  padding: 16px 28px;
  border-radius: 100px;
  font-weight: 600;
  font-size: 16px;
  font-family: var(--font-display);
  transition: var(--transition);
  backdrop-filter: blur(10px);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.18);
  transform: translateY(-2px);
}

.hero-trust {
  display: flex;
  align-items: center;
  gap: 24px;
  margin-top: 48px;
  animation: fadeInDown 0.6s 0.4s ease both;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, 0.6);
  font-size: 13px;
}

.trust-item svg {
  color: var(--green);
  flex-shrink: 0;
}

.trust-divider {
  width: 1px;
  height: 20px;
  background: rgba(255, 255, 255, 0.2);
}

.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  animation: fadeInRight 0.8s 0.2s ease both;
}

.phone-mockup {
  width: 280px;
  height: 560px;
  background: linear-gradient(145deg, #2a3080, #1a1f71);
  border-radius: 44px;
  border: 2px solid rgba(255, 255, 255, 0.15);
  box-shadow: 0 40px 80px rgba(0, 0, 0, 0.5), inset 0 1px 0 rgba(255, 255, 255, 0.1);
  overflow: hidden;
  position: relative;
  z-index: 2;
}

.phone-screen {
  width: 100%;
  height: 100%;
  background: #F5F7FA;
  border-radius: 42px;
  overflow: hidden;
  padding: 16px;
}

.phone-notch {
  width: 90px;
  height: 28px;
  background: #1a1f71;
  border-radius: 0 0 20px 20px;
  margin: 0 auto 16px;
}

.phone-screen-content {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.phone-card {
  background: var(--navy);
  border-radius: 12px;
  padding: 14px;
  color: white;
}

.phone-card-mini {
  background: white;
  border-radius: 10px;
  padding: 10px;
  box-shadow: var(--shadow-sm);
}

.phone-card-title {
  font-size: 11px;
  font-weight: 700;
  margin-bottom: 4px;
  color: white;
}

.phone-card-sub {
  font-size: 9px;
  opacity: 0.7;
}

.phone-chip {
  width: 20px;
  height: 14px;
  background: var(--amber);
  border-radius: 3px;
  float: right;
  margin-top: -20px;
}

.phone-badge {
  display: inline-block;
  background: rgba(255, 179, 0, 0.2);
  color: var(--amber);
  font-size: 8px;
  padding: 2px 6px;
  border-radius: 20px;
  margin-top: 4px;
}

.phone-row {
  display: flex;
  gap: 8px;
}

.phone-tool {
  flex: 1;
  background: white;
  border-radius: 8px;
  padding: 8px;
  box-shadow: var(--shadow-sm);
}

.phone-tool-icon {
  width: 20px;
  height: 20px;
  background: var(--navy);
  border-radius: 5px;
  margin-bottom: 4px;
}

.phone-tool-label {
  font-size: 7px;
  font-weight: 600;
  color: var(--navy);
}

.floating-card {
  position: absolute;
  background: white;
  border-radius: 16px;
  padding: 14px 18px;
  box-shadow: var(--shadow-lg);
  animation: float 3s ease-in-out infinite;
}

.fc-1 {
  left: -60px;
  top: 80px;
  animation-delay: 0s;
}

.fc-2 {
  right: -50px;
  top: 160px;
  animation-delay: 1s;
}

.fc-3 {
  left: -40px;
  bottom: 120px;
  animation-delay: 1.5s;
}

.floating-card .fc-label {
  font-size: 10px;
  color: var(--grey-400);
  font-weight: 500;
}

.floating-card .fc-value {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  font-family: var(--font-display);
}

.floating-card .fc-sub {
  font-size: 10px;
  color: var(--green);
  font-weight: 600;
}

@keyframes float {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-10px);
  }
}

@keyframes fadeInDown {
  from {
    opacity: 0;
    transform: translateY(-20px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeInRight {
  from {
    opacity: 0;
    transform: translateX(40px);
  }

  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* =============================================
   STATS BAR
============================================= */
.stats-bar {
  background: var(--white);
  border-bottom: 1px solid var(--grey-200);
  padding: 28px 0;
}

.stats-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 40px;
  text-align: center;
}

.stat-item {}

.stat-value {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 800;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 6px;
}

.stat-value span {
  color: var(--amber);
}

.stat-label {
  font-size: 13px;
  color: var(--grey-600);
  font-weight: 500;
}

/* =============================================
   FEATURES SECTION
============================================= */
.features {
  background: var(--grey-50);
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.feature-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 32px;
  border: 1px solid var(--grey-200);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.feature-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--navy), var(--navy-mid));
  transform: scaleX(0);
  transition: transform 0.3s ease;
}

.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.feature-card:hover::before {
  transform: scaleX(1);
}

.feature-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--navy), var(--navy-mid));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  color: white;
}

.feature-card h3 {
  font-size: 20px;
  color: var(--navy);
  margin-bottom: 12px;
}

.feature-card p {
  font-size: 15px;
  color: var(--grey-600);
  line-height: 1.7;
}

/* =============================================
   TOOLS SECTION
============================================= */
.tools {
  background: var(--white);
}

.tools-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.tool-card {
  background: var(--grey-50);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  transition: var(--transition);
  cursor: pointer;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.tool-card:hover {
  background: var(--navy);
  border-color: var(--navy);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.tool-card:hover .tool-icon {
  background: rgba(255, 255, 255, 0.15);
}

.tool-card:hover .tool-name {
  color: white;
}

.tool-card:hover .tool-desc {
  color: rgba(255, 255, 255, 0.7);
}

.tool-card:hover .tool-arrow {
  color: var(--amber);
}

.tool-icon {
  width: 48px;
  height: 48px;
  background: rgba(26, 31, 113, 0.08);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
  transition: var(--transition);
}

.tool-name {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  transition: var(--transition);
}

.tool-desc {
  font-size: 14px;
  color: var(--grey-600);
  line-height: 1.6;
  transition: var(--transition);
  flex: 1;
}

.tool-arrow {
  color: var(--grey-400);
  transition: var(--transition);
  align-self: flex-end;
}

/* =============================================
   HOW IT WORKS
============================================= */
.how-it-works {
  background: var(--grey-50);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 36px;
  left: 10%;
  right: 10%;
  height: 2px;
  background: linear-gradient(90deg, var(--navy) 0%, var(--amber) 100%);
  z-index: 0;
}

.step-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 16px;
  position: relative;
  z-index: 1;
}

.step-number {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--white);
  border: 3px solid var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 800;
  color: var(--navy);
  box-shadow: var(--shadow-md);
  transition: var(--transition);
}

.step-item:hover .step-number {
  background: var(--navy);
  color: white;
  transform: scale(1.1);
}

.step-title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
}

.step-desc {
  font-size: 14px;
  color: var(--grey-600);
  line-height: 1.6;
}

/* =============================================
   CARDS PREVIEW SECTION
============================================= */
.cards-section {
  background: var(--white);
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 48px;
}

.card-item {
  background: var(--navy);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: var(--transition);
  position: relative;
}

.card-item:nth-child(2) {
  background: #1a1a2e;
}

.card-item:nth-child(3) {
  background: #1b4332;
}

.card-item:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
}

.card-visual {
  height: 140px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.card-visual::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.05) 0%, transparent 60%);
}

.card-placeholder {
  width: 160px;
  height: 100px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  border: 1px solid rgba(255, 255, 255, 0.15);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 12px;
}

.card-ph-chip {
  width: 28px;
  height: 20px;
  background: var(--amber);
  border-radius: 4px;
}

.card-ph-num {
  display: flex;
  gap: 6px;
}

.card-ph-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.5);
}

.card-info {
  padding: 20px;
  color: white;
}

.card-bank {
  font-size: 11px;
  opacity: 0.7;
  margin-bottom: 4px;
}

.card-name {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 700;
  margin-bottom: 12px;
}

.card-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 16px;
}

.card-tag {
  font-size: 11px;
  padding: 4px 10px;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.9);
  font-weight: 500;
}

.card-fee {
  font-size: 12px;
  opacity: 0.6;
  margin-bottom: 16px;
}

.btn-apply {
  display: block;
  width: 100%;
  text-align: center;
  background: var(--amber);
  color: var(--navy-dark);
  padding: 12px;
  border-radius: 100px;
  font-weight: 700;
  font-size: 14px;
  font-family: var(--font-display);
  transition: var(--transition);
}

.btn-apply:hover {
  background: #FFC107;
  transform: scale(1.02);
}

.cards-cta {
  text-align: center;
}

/* =============================================
   PRIVACY SECTION
============================================= */
.privacy-section {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 100%);
  color: white;
}

.privacy-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
}

.privacy-item {
  text-align: center;
  padding: 32px 24px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  transition: var(--transition);
}

.privacy-item:hover {
  background: rgba(255, 255, 255, 0.10);
  transform: translateY(-4px);
}

.privacy-icon {
  width: 56px;
  height: 56px;
  background: rgba(255, 179, 0, 0.15);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--amber);
}

.privacy-item h3 {
  font-size: 17px;
  font-weight: 700;
  margin-bottom: 10px;
}

.privacy-item p {
  font-size: 14px;
  opacity: 0.7;
  line-height: 1.6;
}

/* =============================================
   DOWNLOAD SECTION
============================================= */
.download-section {
  background: var(--amber-light);
  position: relative;
  overflow: hidden;
}

.download-section::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(255, 179, 0, 0.2) 0%, transparent 70%);
  pointer-events: none;
}

.download-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.download-text h2 {
  font-size: clamp(32px, 4vw, 52px);
  color: var(--navy);
  margin-bottom: 20px;
}

.download-text p {
  font-size: 18px;
  color: var(--grey-600);
  margin-bottom: 36px;
  line-height: 1.7;
}

.store-buttons {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.store-btn {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: var(--navy);
  color: white;
  padding: 14px 24px;
  border-radius: var(--radius-md);
  transition: var(--transition);
  border: 2px solid transparent;
}

.store-btn:hover {
  background: transparent;
  border-color: var(--navy);
  color: var(--navy);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.store-btn svg {
  flex-shrink: 0;
}

.store-btn-text {
  display: flex;
  flex-direction: column;
}

.store-btn-sub {
  font-size: 11px;
  opacity: 0.7;
}

.store-btn-name {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 700;
}

.download-visual {
  display: flex;
  justify-content: center;
  gap: 20px;
  align-items: flex-end;
}

.qr-placeholder {
  width: 160px;
  height: 160px;
  background: var(--white);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 10px;
  box-shadow: var(--shadow-md);
  color: var(--navy);
  font-size: 12px;
  font-weight: 600;
  text-align: center;
  padding: 20px;
}

/* =============================================
   DISCLAIMER SECTION
============================================= */
.disclaimer-section {
  background: var(--grey-50);
  padding: 48px 0;
  border-top: 1px solid var(--grey-200);
}

.disclaimer-inner {
  max-width: 900px;
  margin: 0 auto;
  background: white;
  border-radius: var(--radius-lg);
  padding: 36px 40px;
  border: 1px solid var(--grey-200);
  border-left: 4px solid var(--amber);
}

.disclaimer-inner h3 {
  font-size: 16px;
  color: var(--navy);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.disclaimer-inner p {
  font-size: 14px;
  color: var(--grey-600);
  line-height: 1.8;
}

/* =============================================
   FOOTER
============================================= */
.footer {
  background: var(--grey-800);
  color: var(--white);
}

.footer-top {
  padding: 80px 0 60px;
}

.footer-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 60px;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 20px;
}

.footer-desc {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.6);
  line-height: 1.8;
  margin-bottom: 28px;
}

.footer-badges {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.store-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: rgba(255, 255, 255, 0.85);
  padding: 10px 16px;
  border-radius: var(--radius-sm);
  font-size: 13px;
  font-weight: 600;
  transition: var(--transition);
}

.store-badge:hover {
  background: rgba(255, 255, 255, 0.15);
  color: white;
}

.footer-links-group h4 {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.9);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 20px;
}

.footer-links-group li {
  margin-bottom: 12px;
}

.footer-links-group a {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.55);
  transition: var(--transition);
}

.footer-links-group a:hover {
  color: var(--amber);
}

.footer-disclaimer {
  padding: 28px 50px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-disclaimer p {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.4);
  line-height: 1.8;
}

.footer-disclaimer strong {
  color: rgba(255, 255, 255, 0.6);
}

.footer-bottom {
  padding: 24px 0;
}

.footer-bottom .footer-container {
  grid-template-columns: 1fr 1fr;
  gap: 0;
  align-items: center;
}

.footer-bottom p {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.4);
}

.footer-bottom p:last-child {
  text-align: right;
}

/* =============================================
   PAGE HERO (inner pages)
============================================= */
.page-hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 100%);
  padding: 140px 0 80px;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.page-hero-content {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  position: relative;
  z-index: 1;
}

.page-hero h1 {
  font-size: clamp(36px, 5vw, 60px);
  color: white;
  margin-bottom: 16px;
}

.page-hero p {
  font-size: 18px;
  color: rgba(255, 255, 255, 0.72);
  max-width: 600px;
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 20px;
}

.breadcrumb a {
  color: var(--amber);
}

.breadcrumb span {
  opacity: 0.4;
}

/* =============================================
   CONTENT PAGES
============================================= */
.content-section {
  padding: 80px 0;
  background: var(--white);
}

.content-container {
  max-width: 860px;
  margin: 0 auto;
  padding: 0 24px;
}

.content-block {
  margin-bottom: 48px;
}

.content-block h2 {
  font-size: 26px;
  color: var(--navy);
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--grey-200);
}

.content-block h3 {
  font-size: 19px;
  color: var(--navy);
  margin-bottom: 12px;
  margin-top: 24px;
}

.content-block p {
  font-size: 16px;
  color: var(--grey-600);
  line-height: 1.9;
  margin-bottom: 16px;
}

.content-block ul,
.content-block ol {
  padding-left: 20px;
  margin-bottom: 16px;
}

.content-block li {
  font-size: 16px;
  color: var(--grey-600);
  line-height: 1.8;
  margin-bottom: 8px;
  list-style: disc;
}

.content-toc {
  background: var(--grey-50);
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  padding: 28px 32px;
  margin-bottom: 48px;
}

.content-toc h4 {
  font-size: 14px;
  font-weight: 700;
  color: var(--navy);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 16px;
}

.content-toc ol {
  padding-left: 20px;
}

.content-toc li {
  list-style: decimal;
  margin-bottom: 8px;
}

.content-toc a {
  font-size: 14px;
  color: var(--navy);
  font-weight: 500;
}

.content-toc a:hover {
  color: var(--amber);
}

.info-box {
  background: var(--amber-light);
  border: 1px solid rgba(255, 179, 0, 0.3);
  border-left: 4px solid var(--amber);
  border-radius: var(--radius-sm);
  padding: 20px 24px;
  margin: 24px 0;
}

.info-box p {
  margin: 0;
  font-size: 14px;
  color: var(--navy);
  font-weight: 500;
}

.warning-box {
  background: #FFF3E0;
  border: 1px solid rgba(230, 81, 0, 0.2);
  border-left: 4px solid var(--amber-dark);
  border-radius: var(--radius-sm);
  padding: 20px 24px;
  margin: 24px 0;
}

.warning-box p {
  margin: 0;
  font-size: 14px;
  color: #BF360C;
}

/* =============================================
   FAQ SECTION
============================================= */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: var(--transition);
}

.faq-item.open {
  border-color: var(--navy);
}

.faq-question {
  width: 100%;
  text-align: left;
  padding: 22px 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: white;
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 600;
  color: var(--navy);
  transition: var(--transition);
}

.faq-question:hover {
  background: var(--grey-50);
}

.faq-item.open .faq-question {
  background: var(--navy);
  color: white;
}

.faq-chevron {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  transition: transform 0.3s ease;
}

.faq-item.open .faq-chevron {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}

.faq-answer-inner {
  padding: 20px 28px 24px;
  font-size: 15px;
  color: var(--grey-600);
  line-height: 1.8;
  border-top: 1px solid var(--grey-200);
}

/* =============================================
   CONTACT FORM
============================================= */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 64px;
  align-items: start;
}

.contact-info-card {
  background: var(--navy);
  border-radius: var(--radius-xl);
  padding: 48px 40px;
  color: white;
  position: sticky;
  top: 100px;
}

.contact-info-card h3 {
  font-size: 28px;
  margin-bottom: 16px;
}

.contact-info-card p {
  font-size: 15px;
  opacity: 0.75;
  line-height: 1.8;
  margin-bottom: 40px;
}

.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 28px;
}

.contact-detail-icon {
  width: 44px;
  height: 44px;
  background: rgba(255, 179, 0, 0.15);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--amber);
  flex-shrink: 0;
}

.contact-detail-text h4 {
  font-size: 13px;
  opacity: 0.6;
  margin-bottom: 4px;
  font-weight: 500;
}

.contact-detail-text a,
.contact-detail-text p {
  font-size: 15px;
  color: white;
  font-weight: 500;
  margin: 0;
  opacity: 1;
}

.contact-form-card {
  background: white;
  border-radius: var(--radius-xl);
  padding: 48px 40px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--grey-200);
}

.form-group {
  margin-bottom: 24px;
}

.form-group label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 14px 18px;
  border: 2px solid var(--grey-200);
  border-radius: var(--radius-sm);
  font-size: 15px;
  font-family: var(--font-body);
  color: var(--grey-800);
  transition: var(--transition);
  outline: none;
  background: white;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(26, 31, 113, 0.08);
}

.form-group textarea {
  resize: vertical;
  min-height: 140px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.btn-submit {
  width: 100%;
  padding: 16px;
  background: var(--navy);
  color: white;
  border: none;
  border-radius: 100px;
  font-size: 16px;
  font-weight: 700;
  font-family: var(--font-display);
  cursor: pointer;
  transition: var(--transition);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
}

.btn-submit:hover {
  background: var(--navy-mid);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.form-success {
  display: none;
  text-align: center;
  padding: 40px;
}

.form-success .success-icon {
  width: 64px;
  height: 64px;
  background: rgba(0, 200, 83, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--green);
}

.form-success h3 {
  color: var(--navy);
  margin-bottom: 10px;
}

.form-success p {
  color: var(--grey-600);
}

/* =============================================
   SUPPORT PAGE
============================================= */
.support-topics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 64px;
}

.topic-card {
  background: white;
  border: 1px solid var(--grey-200);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  text-align: center;
  transition: var(--transition);
  cursor: pointer;
  text-decoration: none;
}

.topic-card:hover {
  border-color: var(--navy);
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

.topic-card-icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, var(--navy), var(--navy-mid));
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  color: white;
}

.topic-card h3 {
  font-size: 16px;
  color: var(--navy);
  margin-bottom: 8px;
}

.topic-card p {
  font-size: 13px;
  color: var(--grey-600);
}

/* =============================================
   UTILITY
============================================= */
.text-center {
  text-align: center;
}

.text-navy {
  color: var(--navy);
}

.text-amber {
  color: var(--amber);
}

.mt-8 {
  margin-top: 8px;
}

.mt-16 {
  margin-top: 16px;
}

.mt-32 {
  margin-top: 32px;
}

.mb-32 {
  margin-bottom: 32px;
}

.badge {
  display: inline-flex;
  align-items: center;
  padding: 6px 14px;
  border-radius: 100px;
  font-size: 12px;
  font-weight: 600;
}

.badge-navy {
  background: rgba(26, 31, 113, 0.08);
  color: var(--navy);
}

.badge-amber {
  background: rgba(255, 179, 0, 0.15);
  color: #B45309;
}

.badge-green {
  background: rgba(0, 200, 83, 0.1);
  color: #065F46;
}

/* =============================================
   SCROLL ANIMATIONS
============================================= */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-delay-1 {
  transition-delay: 0.1s;
}

.reveal-delay-2 {
  transition-delay: 0.2s;
}

.reveal-delay-3 {
  transition-delay: 0.3s;
}

/* =============================================
   RESPONSIVE
============================================= */
@media (max-width: 1024px) {
  .hero-container {
    grid-template-columns: 1fr;
    gap: 60px;
  }

  .hero-visual {
    display: none;
  }

  .stats-container {
    grid-template-columns: repeat(2, 1fr);
  }

  .features-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .tools-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .steps-grid::before {
    display: none;
  }

  .cards-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .privacy-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .download-inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .footer-container {
    grid-template-columns: 1fr 1fr;
  }

  .contact-grid {
    grid-template-columns: 1fr;
  }

  .contact-info-card {
    position: static;
  }
}

@media (max-width: 768px) {
  .section {
    padding: 72px 0;
  }

  .nav-links,
  .nav-cta {
    display: none;
  }

  .nav-toggle {
    display: flex;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }

  .tools-grid {
    grid-template-columns: 1fr;
  }

  .cards-grid {
    grid-template-columns: 1fr;
  }

  .privacy-grid {
    grid-template-columns: 1fr;
  }

  .steps-grid {
    grid-template-columns: 1fr;
  }

  .support-topics {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .footer-container {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .footer-bottom .footer-container {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .footer-bottom p:last-child {
    text-align: left;
  }

  .hero-actions {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero-trust {
    flex-wrap: wrap;
    gap: 12px;
  }

  .trust-divider {
    display: none;
  }

  .disclaimer-inner {
    padding: 24px;
  }

  .stats-container {
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
  }

  .content-toc {
    padding: 20px;
  }

  .contact-form-card,
  .contact-info-card {
    padding: 28px 24px;
  }
}

@media (max-width: 480px) {
  .stats-container {
    grid-template-columns: 1fr 1fr;
  }

  .store-buttons {
    flex-direction: column;
  }

  .hero-title {
    font-size: 36px;
  }
}